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Identity Theft

If you only have 5 minutes:

  • Issues with your drivers licence, National Insurance number, passport, tax and mail are all areas associated with identity theft.
  • It is a serious topic and should be dealt with aggressively and resolutely. In the case of issues with the above, contact the issuing authority immediately.
  • Build a timeline of when you think your data was compormised. Unfortunately, some identify theft victims find the loss of personal data was via someone they know.

 

What is… identity theft?

Identity theft happens when someone uses your Social Security number or other personal information to open new accounts, make purchases, or obtain employment. It takes multiple complex steps and can take a long time to recover from. It is crucial you are alert to issues in this area and act accordingly.

Typical activities during identity theft include:

  • opening a bank account
  • obtaining credit cards, loans and state benefits
  • ordering goods in your name
  • taking over your existing accounts
  • taking out a mobile phone contract
  • obtaining genuine documents, such as passports and driving licences, in your name.

Identity theft is a serious topic that has a very real effect on your real person, even if it is your digital presence that has been attacked. Many victims suffer financial stress as they struggle to get organisations and businesses to accept who they say they are and see the inevitable real world consequences. It is important to comprehand that, identity theft victims may experience extreme emotional effects as the crime is so hidden and unfair and undeserved, yet there is no-one to blame and very few identity theft cases come to court. This can cause extreme anxiety. This information isn’t meant to scare you, it is intended to inform you that identity theft is a serious crime with material impact on your life and finances.